Fintech API guides, written by the team that ships them.

fintech news · Feb 27, 2026 · 2 min read

UPI February 2025: Slight Dip But Strong Year-on-Year Growth

UPI transactions in February 2025 showed 5% volume dip from January but 33% YoY growth. Insights for fintech and payout API providers.

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fintech news · Feb 27, 2026 · 2 min read

UPI Market Share: PhonePe Google Pay Paytm January 2025

PhonePe Google Pay and Paytm UPI market share in January 2025. What it means for payment gateway and collection APIs. Powered by NxtBanking — India's...

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fintech news · Feb 27, 2026 · 2 min read

A Complete Guide to UPI Payment API for Businesses

Accept UPI via API: intent flow QR Turbo UPI and compliance. Guide for payment gateways and fintech integration in India.

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fintech news · Feb 27, 2026 · 2 min read

Xflow Raises $16.6 Mn Secures Full PA-CB Licence

Xflow raised $16.6M and secured Payment Aggregator Cross Border licence. Cross-border B2B payments and API opportunities in India.

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fintech news · Feb 27, 2026 · 2 min read

Easebuzz Bags $30 Million Led by Bessemer 2025

Digital payment company Easebuzz raised $30M led by Bessemer. Payment gateway and fintech funding trends in India. Powered by NxtBanking — India's tru...

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fintech news · Feb 27, 2026 · 2 min read

NatWest Bankline Direct Digital APIs Version 2.0 Launch

NatWest launched v2.0 of Bankline Direct Digital APIs for corporate banking. API-first banking and payout infrastructure trends.

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fintech news · Feb 27, 2026 · 2 min read

Snapmint Raises $125 Million for BNPL in India 2025

Snapmint raised $125M for buy-now-pay-later. BNPL and consumer credit trends for fintech and payment APIs. Powered by NxtBanking — India's trusted fin...

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upi qr payments · Feb 26, 2026 · 4 min read

UPI Collect vs UPI Intent: Which is Better for Business?

UPI Collect vs UPI Intent: detailed comparison for businesses. Learn the differences in flow, success rates, and which UPI payment method works best.....

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bbps · Feb 26, 2026 · 4 min read

BBPS Agent Model: How to Become a BBPS Service Provider

Complete guide to the BBPS agent model. Learn how to become a BBPS service provider, registration process, commission structure, and technical...

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payout api · Feb 26, 2026 · 6 min read

How to Build a Multi-Bank Payout System with APIs

Step-by-step guide to building a multi-bank payout system using APIs. Learn architecture, bank integration, failover routing, and how to achieve 99.9%...

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upi qr payments · Feb 26, 2026 · 4 min read

Top 10 Use Cases for Dynamic QR Codes in Fintech

Discover the top 10 use cases for dynamic QR codes in fintech. From instant invoicing to vending machines, learn how dynamic QR transforms payment col...

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bbps · Feb 26, 2026 · 7 min read

How BBPS Works: A Technical Deep Dive for Developers

Technical deep dive into how BBPS (Bharat Bill Payment System) works. Understand the architecture, API flow, biller integration, and settlement proces...

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payout api · Feb 26, 2026 · 4 min read

Payout API vs Payment Gateway: Key Differences Explained

Payout API vs Payment Gateway: understand the key differences in cost, speed, and use cases. Learn which solution is right for your business payouts.

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upi qr payments · Feb 26, 2026 · 4 min read

Static QR vs Dynamic QR: Which Should Your Business Use?

Static QR vs Dynamic QR codes for business: understand the differences, use cases, and which QR payment solution is right for your business in India.

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enterprise fintech · Feb 26, 2026 · 4 min read

What is Connected Banking? Complete Guide for Indian Enterprises

Learn what connected banking means for Indian enterprises. Understand direct bank integration, RBI regulations, and how NxtBanking enables connected.....

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blog · Feb 26, 2026 · 3 min read

Connected Banking vs Traditional Payout: Why Enterprises Are Switching

Connected Banking vs Traditional Payout — detailed comparison of speed, cost, reliability, and features. Learn why enterprises prefer connected bankin...

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blog · Feb 26, 2026 · 3 min read

Enterprise Payment Infrastructure: Payout, BBPS, UPI & QR APIs

Build complete enterprise payment infrastructure with Payout API, BBPS, UPI Collection, and QR codes. One platform, all payment APIs — NxtBanking.

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blog · Feb 26, 2026 · 3 min read

UPI QR Code Payment System: Static vs Dynamic QR Explained

Complete comparison of Static vs Dynamic UPI QR codes. Learn which QR type suits your business and how to implement both with NxtBanking QR API.

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