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Terms and Conditions

Introduction

Welcome to nxt Banking! These Terms and Conditions govern your use of our website and services, including our eCommerce, School Management, and Hospital Management platforms. By accessing or using our services, you agree to be bound by these terms. If you do not agree, please do not use our services.

Acceptance of Terms

By signing up, requesting a demo, or using our services, you accept these Terms and Conditions, our Privacy Policy, and any additional policies we may provide.

Service Description

nxt Banking provides cloud-based software solutions to streamline business operations. We offer subscription-based access, with features varying by plan. Details are available on our Pricing page.

User Responsibilities

You must provide accurate account information and update it as needed.
You are responsible for maintaining the confidentiality of your account credentials.
You may not use our services for illegal activities or to infringe on others’ rights.

Payment Terms

Subscriptions are billed monthly or annually, depending on your plan.
Payments are due at the start of each billing cycle via credit card or other approved methods.
Late payments may result in service suspension until cleared.

Intellectual Property

All content, logos, and software (except user-uploaded data) are owned by nxt Banking and protected by copyright laws. You may not reproduce or distribute them without permission.

Limitation of Liability

nxt Banking is not liable for indirect damages (e.g., lost profits) arising from service use. Our total liability shall not exceed the amount paid by you in the past 12 months.

Termination

We may terminate or suspend your account for violation of these terms or non-payment. You may cancel your subscription with 30 days’ notice before the billing cycle ends.

Changes to Terms

We may update these terms periodically. The latest version will be posted here with the effective date. Continued use constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of India. Disputes will be resolved in Lucknow courts only.

About NxtBanking Platform & Services Overview

NxtBanking is India's leading AI-powered fintech software company and comprehensive API marketplace, designed to empower businesses, startups, and enterprises with robust, scalable, and secure financial technology solutions. Our end-to-end neobanking platform and Banking-as-a-Service (BaaS) infrastructure allow companies to seamlessly integrate complex financial operations into their existing workflows without the overhead of building banking infrastructure from scratch.

Our core offerings include a versatile suite of APIs: Payout API, Payin API, AEPS (Aadhaar Enabled Payment System) API, Micro ATM (MATM) API, POSM API, and BBPS (Bharat Bill Payment System) API. We specialize in providing the best connected banking payout services, ensuring instant, secure, and automated fund transfers, vendor payments, and bulk disbursements across India. Whether you need a credit card bill payment API, a recharge software platform, or a complete white-label fintech solution, NxtBanking delivers with 99.9% uptime, real-time reconciliation, and bank-grade security protocols.

As a premier B2B fintech provider, we support businesses across tier-1, tier-2, and tier-3 cities—including major hubs like Mumbai, Delhi, Bangalore, and emerging markets like Bahraich, Sitapur, and Ayodhya. Our API integration services are developer-friendly, featuring comprehensive documentation, sandbox environments for testing, and dedicated technical support. By leveraging our AI-driven insights, businesses can optimize payment routing, reduce transaction failures, and enhance overall financial operations. Join the thousands of businesses building the future of finance with NxtBanking's unified, secure, and high-performance API ecosystem.