UPI Collection API – Instant, Secure Digital Payments

UPI Collection API – Instant, Secure Digital Payments

The All-in-One UPI Collection API for Modern Businesses

Gone are the days of carrying cash or typing in long card numbers. With nxt Banking’s UPI Collection API, you can accept payments from customers directly through their mobile devices—faster, safer, and smarter.

📩 Request a Free Demo – See our UPI API in action and simplify collections.

Our API helps startups and enterprises alike to:

  • Accept payments via Google Pay, PhonePe, Amazon Pay, and more

  • Achieve up to 30% faster checkout conversion

  • Process over 1 million UPI transactions with 99.99% uptime

  • Cut transaction costs by up to 50%

Why Choose nxt Banking’s UPI Collection API?

Whether you’re running an online store, mobile app, or physical POS system—our API helps you accept real-time payments with confidence and ease.

🌐 Universal Compatibility

Compatible with over 100 UPI-enabled banks across India.

⚡ Real-Time Settlement

Funds are credited instantly—no waiting, no delays.

🔒 Bank-Grade Security

PCI DSS-compliant, tokenized transactions with OTP-based verification.

📊 Intuitive Dashboard

Track collections, generate reports, and manage user behavior in real time.

Powerful Features Built Into Our UPI API

Feature Benefit
Multi-Bank Support Access all UPI-enabled banks with one integration
Easy Onboarding Get started within 2 weeks, including sandbox testing
Secure Transactions Two-factor authentication and tokenized data
Smart Notifications Real-time status updates and payment alerts
Global Currency Support Accept payments internationally with auto-conversion
Multi-Language Cater to diverse audiences with local language support

📈 Our infrastructure handles over 12,000 transactions/hour, with 99.99% uptime.

Use Cases of Our UPI Collection and Verification API

  • E-commerce Checkout: Accept secure UPI payments at checkout

  • Subscriptions: Manage recurring payments with verified UPI IDs

  • Utility Billers: Offer fast and accurate bill payment collection

  • NGOs & Fundraisers: Receive verified UPI donations

  • Loan Disbursement: Authenticate borrowers before fund transfer

  • Marketplace Sellers: Validate sellers’ UPI IDs for seamless payouts

🧩 Easy Integration in 5 Steps

  1. Get API Keys – Sign up and receive your credentials

  2. Setup Sandbox – Test in a risk-free environment

  3. Integrate API – Plug into your app or site using our docs

  4. Enable Live Transactions – Start collecting with OTP-secured payments

  5. Track & Optimize – Access real-time analytics from your dashboard

💡 Our clients report 50% fewer errors and faster reconciliation post integration.

How Long Does It Take to Build Your UPI Payment API?

Our team delivers fast and dependable implementation with full support.

Phase Timeline
Initial Consultation 1-2 Days
Planning & Design 1 Week
Development 2 Weeks
Testing & QA 1-2 Weeks
Deployment & Support Ongoing

🧑‍💼 Speak to our engineers – We help you go live in under a month.

🌐 Outbound Resource

Learn about India’s UPI system from NPCI’s official page

💬 Frequently Asked Questions

What is a UPI Collection API?
It allows businesses to receive payments instantly via UPI apps like PhonePe, Google Pay, and BHIM—no cards or cash required.

How secure is nxt Banking’s UPI API?
Very secure. We use 256-bit encryption, OTP verification, and tokenization to protect each transaction.

Can I use it for recurring payments?
Yes. Our UPI API supports recurring payments and subscriptions with verified UPI IDs.

What’s the typical cost of UPI integration?
Pricing depends on your volume and requirements. Contact us for a tailored quote.

🚀 Ready to Transform How You Accept Payments?

Let nxt Banking’s UPI Collection API simplify your payments. Reduce errors, boost cash flow, and provide your users with a frictionless checkout experience.

📩 Book a Free Demo Today – Let us help you build a better, faster payment system.

Know More