Anvesh Tiwari

The Ultimate Guide to In the News

Anvesh Tiwari — CTO & Founder, Laraware & NxtBanking — has been featured in Forbes India, Economic Times, Hindustan Times, ET Now, and more for building India’s first fully AI-powered fintech stack and for FashionKart.ai.

Anvesh Tiwari, Laraware, NxtBanking, and FashionKart.ai have been covered across leading publications and platforms for AI-powered fintech and e-commerce innovation. Below is a round-up of select press and media coverage.

Featured in Leading Publications

Facebook – Bhavdiya Institution

BCA Alumni Anvesh Tiwari Brings Laraware to the World

As per Bhavdiya Institution, BCA programme alumni Anvesh Tiwari has taken Laraware to the world stage, building India’s first fully AI-powered fintech infrastructure and earning recognition from Forbes India, Economic Times, and Hindustan Times.

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Facebook (Video)

Anvesh Tiwari – The First AI Software Developer

As featured on Facebook, Anvesh Tiwari is recognised as a pioneering AI software developer, building India’s first comprehensively AI-integrated fintech stack at Laraware and driving innovation in digital financial infrastructure.

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Instagram

Anvesh Tiwari / Laraware Feature

As shared on Instagram, Anvesh Tiwari and Laraware’s work on India’s first fully AI-powered fintech stack and NxtBanking have been featured across social media, reaching a wide audience of tech and fintech enthusiasts.

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YouTube

Anvesh Tiwari / Laraware – Video Feature

As featured on YouTube, Anvesh Tiwari and Laraware’s story—building India’s first fully AI-powered fintech platform—has been captured in video, reaching audiences interested in fintech, AI, and Indian innovation.

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YouTube Shorts

Anvesh Tiwari – Short Feature

As featured on YouTube Shorts, Anvesh Tiwari’s work on Laraware and India’s first AI-powered fintech platform has been highlighted in short-form video, reaching younger audiences interested in tech and entrepreneurship.

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Instagram (Laraware)

Anvesh Tiwari / Laraware

As shared on Instagram, Anvesh Tiwari and Laraware continue to engage followers with updates on NxtBanking, AI fintech, and the journey from village to Forbes India recognition.

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For partnerships or media enquiries, visit Contact or explore NxtBanking.

About This Topic

This page is part of NxtBanking's documentation and product information for Indian fintech teams. NxtBanking provides Payout API, BBPS, AEPS, UPI Collection, KYC, DMT, Recharge, and Travel APIs — all available under one contract with a unified dashboard, sandbox environment, and dedicated technical support. Explore the API marketplace, commercial pillar pages, and developer guides linked from the main navigation. For a compliance-oriented walkthrough or architecture review, book a demo and our team will map your flows to the right rails.

Quick Answers

What APIs does NxtBanking provide?

NxtBanking provides 18+ fintech APIs on a single platform: Payout (IMPS/NEFT/RTGS/UPI), BBPS Bill Payment, AEPS, UPI Collection & QR, KYC & Identity Verification (Aadhaar, PAN, Bank, Driving Licence, Voter ID, RC), Mobile & DTH Recharge, Domestic Money Transfer, Micro-ATM, Pay-In/Escrow, and Travel (Bus, Hotel, Air, IRCTC).

How long does NxtBanking API integration take?

Sandbox access is available immediately after sign-up. For most APIs, a developer can complete sandbox integration in 2–5 business days. Production go-live, including KYC, compliance review, and bank account setup, takes 7–21 business days depending on the API type.

What support does NxtBanking provide during integration?

NxtBanking provides dedicated technical onboarding (email + video call), comprehensive API documentation with Postman collections and code samples, a sandbox with simulated error scenarios, and email/chat support for integration queries. Enterprise accounts get a dedicated technical account manager.

Is NxtBanking RBI-compliant for payment APIs?

Yes. NxtBanking operates through RBI-licensed partner banks for all payment services (IMPS, NEFT, RTGS, UPI) and is NPCI-certified for BBPS, AEPS, and UPI flows. All APIs follow RBI's Master Directions on payment aggregators, KYC, and PMLA obligations. We maintain audit logs, data localisation, and consent frameworks compliant with the DPDP Act 2023.

How does NxtBanking handle API downtime and failover?

NxtBanking uses a connected-banking architecture that links a single API credential to multiple RBI-licensed partner banks. When one bank's rails experience degradation or maintenance, the API automatically routes to the next available bank — with no code change required on the client side. This multi-bank failover is what delivers 99%+ transaction success rates and 99.9% API uptime SLA for enterprise clients.

What does it cost to integrate NxtBanking APIs?

NxtBanking offers pay-as-you-go pricing with no setup fees and no minimum commitment for most APIs. Typical pricing: IMPS/UPI payout ₹3–₹8 per transaction, NEFT ₹1–₹3, BBPS bill payment ₹0.50–₹3, AEPS cash withdrawal ₹2–₹5. Enterprise clients on committed volumes negotiate flat-rate pricing. Sandbox access is free and unlimited. Contact sales for a custom quote based on your expected transaction volume.

NxtBanking is India's AI-powered fintech API platform trusted by hundreds of fintechs, BC networks, NBFCs, and enterprise companies. Our unified API marketplace covers payout (IMPS, NEFT, RTGS, UPI), BBPS bill payment with 20,000+ billers, AEPS biometric banking, KYC and identity verification (Aadhaar, PAN, Bank, Driving Licence, Voter ID, RC), UPI collection and QR codes, domestic money transfer (DMT), mobile and DTH recharge, Micro-ATM, and travel APIs — all under one master agreement, one set of credentials, and one consolidated monthly invoice.

Every NxtBanking API is backed by a 99.9% uptime SLA, real-time webhook delivery, a full-featured sandbox environment with simulated error scenarios, comprehensive API documentation with Postman collections and code samples in multiple languages, and dedicated technical onboarding support. Production go-live for most APIs is achievable within 7–15 business days after KYC and compliance review. For enterprise clients requiring custom SLAs, dedicated infrastructure, or white-label platform builds, NxtBanking offers tailored commercial terms with no minimum volume commitment at the pilot stage.

Book a free demo · Explore API marketplace · Contact us