Looking for a trusted payment gateway in India that combines speed, security, and scalability? Introducing nxtGateway, the flagship payment gateway by nxt Banking—tailored for modern businesses, startups, e-commerce platforms, and financial service providers.
Accept payments via credit and debit cards, with EMI options for higher flexibility.
Enable secure transactions through all major banks.
Accept payments from UPI-enabled apps like Google Pay, PhonePe, CRED, and more.
Integrate popular wallets for additional payment flexibility.
Offer both credit and debit card EMIs to facilitate larger purchases and improve conversions.
Built to maximize transaction success rates, we reduces the chances of failed payments, creating a smooth experience that customers appreciate.
Integrate nxt Banking's payment gateway into your e-commerce store or website in minutes, providing an enhanced checkout experience with minimal setup.
nxt Banking flexible API allows you to integrate payments with just a few lines of code, providing fast, smooth setup.
nxt Banking flexible API allows you to integrate payments with just a few lines of code, providing fast, smooth setup.
Whether you’re launching your first online store or scaling a financial product,
nxtGateway gives you complete control over how you collect, process, and track payments.
If you accept or automate payments, nxtGateway; payment gateway in India is for you.
Integrate Payments into Your
Website in Hours
Common questions about NxtGateway – Best Payment Gateway in India | UPI, Cards, API-First | nxt Banking
UPI (intent + collect + AutoPay), credit and debit cards (Visa, MasterCard, RuPay, Amex, Diners), net banking across 60+ banks, popular wallets, and EMI on eligible cards. International card acceptance is available on request.
Average transaction success rate on production is ~96% across UPI and cards, with smart routing across acquirers to rescue cart abandonments caused by single-acquirer failures.
API-first architecture, smart routing between acquirers, instant settlement rails, zero-setup sandbox, and a no-code checkout widget that embeds in minutes. Per-merchant pricing with no lock-in.
T+1 settlement is standard; T+0 is available for qualifying merchants. Settlement MIS is real-time on the dashboard and via webhook.
Yes. NxtGateway is PCI-DSS Level 1 certified and never stores raw card numbers in merchant systems — cards are tokenised at network level per the RBI CoFT mandate.
Yes, with approval. International card acceptance (Visa/MasterCard/Amex) is available for merchants with the right authorisations under FEMA guidelines.
Drop-in checkout: 1 day. Full server-side API integration with webhooks + reconciliation: 3–5 days for a standard stack (PHP, Node, Python, Java, .NET).
Have more questions? Contact our team or book a free API demo.
