NxtBanking

Make Seamless, Direct Payouts With nxt Banking's Payout APIs

Automate and manage refunds, cashbacks, vendor payments, salary disbursements, and sales incentives to vendors, partners, customers, and employees instantly through IMPS, RTGS, NEFT, or UPI. Integrate and launch nxt Banking’s Payout APIs in just hours.

Trusted By 35 lakhs+ Businesses Across FMCG, Logistics, Financial Services, Gems & Jewelry, & Pharmaceutical Industries.

Cards

Accept payments via credit and debit cards, with EMI options for higher flexibility.

Net Banking

Enable secure transactions through all major banks.

UPI

Accept payments from UPI-enabled apps like Google Pay, PhonePe, CRED, and more.

Wallets

Integrate popular wallets for additional payment flexibility.

EMI Options

Offer both credit and debit card EMIs to facilitate larger purchases and improve conversions.

Boost Sales and Build
Trust with a Secure, Flexible

Affiliate Marketing Firms

Facilitate instant payouts to affiliates through UPI, IMPS, RTGS, and NEFT.

ERP Service Providers

Process payouts for refunds, cashbacks, vendor payments, and salaries instantly using Zwitch Payout APIs.

E-Commerce Merchants

Reward customers with automated cashback and process refunds quickly, enhancing the shopping experience.

HRMS Platforms

Scale salary, bonus & incentive payouts effortlessly with reliable Payout API integrations.

Hospitality Platforms

Enable quick, seamless payments to vendors with instant payout capabilities.

Platform plugins for quick NxtBanking Payout API integration

Unlock a Faster, More Efficient Way to Manage Business Payments

Go Live Quickly

Disburse payouts instantly from your platform or our dashboard with a seamless, single integration.

Save Limitlessly

Simplify expenses by consolidating integrations, eliminating the need for multiple partners.

Scale Effortlessly

Focus on business growth while we handle all your payment integrations.

Reduce Operational Overheads

Minimize manual tasks with automated payment reconciliation.

High Volume Capacity

Our Payout APIs are designed to handle high transaction volumes with ease.

99.9% uptime SLA badge — NxtBanking Payout API

Payout API Designed for Developers

nxt Banking's Payout APIs feature fast integration, clear documentation, RESTful architecture, and an intuitive UI, making it the ideal solution for business payments.

Test in our sandbox, explore the UI, and go live within minutes of onboarding!

Integrate Payments into Your
Website in Hours

Choose the Smartest Way to Automate Your Payouts

NxtGateway payment gateway — UPI and cards API

Frequently Asked Questions

Common questions about Payouts

Which payment rails does the NxtBanking Payout API support?

IMPS, NEFT, RTGS, and UPI — all through a single REST endpoint. You can route payouts by amount, bank, or SLA with our intelligent routing engine.

What is the typical uptime and success rate?

We maintain 99.9% API uptime and over 99% transaction success rate through connected-banking integrations with multiple partner banks and automatic failover.

Do you provide webhooks for payout status?

Yes. Every payout status change (ACCEPTED, PROCESSING, SUCCESS, FAILED, REVERSED) triggers a signed webhook. Retries are automatic with exponential back-off.

How long does sandbox-to-production take?

Most fintechs complete sandbox in 2–3 days and move to production within 7–10 business days after KYC and compliance sign-off.

Is there a minimum transaction volume?

No minimum for sandbox. Production pricing has volume tiers, but there is no hard floor. Contact sales for a custom quote for enterprise volumes.

Do you support bulk payouts from a CSV?

Yes, via both bulk-API (POST up to 10,000 records in one call) and a web dashboard where ops teams can upload a CSV and approve payments.

Are the APIs RBI-compliant?

Yes. We operate with RBI-licensed partner banks and follow RBI Master Directions on digital payments, settlement accounts, and data localisation.

Have more questions? Contact our team or book a free API demo.