Automate and manage refunds, cashbacks, vendor payments, salary disbursements, and sales incentives to vendors, partners, customers, and employees instantly through IMPS, RTGS, NEFT, or UPI. Integrate and launch nxt Banking’s Payout APIs in just hours.
Accept payments via credit and debit cards, with EMI options for higher flexibility.
Enable secure transactions through all major banks.
Accept payments from UPI-enabled apps like Google Pay, PhonePe, CRED, and more.
Integrate popular wallets for additional payment flexibility.
Offer both credit and debit card EMIs to facilitate larger purchases and improve conversions.
Facilitate instant payouts to affiliates through UPI, IMPS, RTGS, and NEFT.
Process payouts for refunds, cashbacks, vendor payments, and salaries instantly using Zwitch Payout APIs.
Reward customers with automated cashback and process refunds quickly, enhancing the shopping experience.
Scale salary, bonus & incentive payouts effortlessly with reliable Payout API integrations.
Enable quick, seamless payments to vendors with instant payout capabilities.

Disburse payouts instantly from your platform or our dashboard with a seamless, single integration.
Simplify expenses by consolidating integrations, eliminating the need for multiple partners.
Focus on business growth while we handle all your payment integrations.
Minimize manual tasks with automated payment reconciliation.
Our Payout APIs are designed to handle high transaction volumes with ease.
nxt Banking's Payout APIs feature fast integration, clear documentation, RESTful architecture, and an intuitive UI, making it the ideal solution for business payments.
Test in our sandbox, explore the UI, and go live within minutes of onboarding!
Integrate Payments into Your
Website in Hours
Common questions about Payouts
IMPS, NEFT, RTGS, and UPI — all through a single REST endpoint. You can route payouts by amount, bank, or SLA with our intelligent routing engine.
We maintain 99.9% API uptime and over 99% transaction success rate through connected-banking integrations with multiple partner banks and automatic failover.
Yes. Every payout status change (ACCEPTED, PROCESSING, SUCCESS, FAILED, REVERSED) triggers a signed webhook. Retries are automatic with exponential back-off.
Most fintechs complete sandbox in 2–3 days and move to production within 7–10 business days after KYC and compliance sign-off.
No minimum for sandbox. Production pricing has volume tiers, but there is no hard floor. Contact sales for a custom quote for enterprise volumes.
Yes, via both bulk-API (POST up to 10,000 records in one call) and a web dashboard where ops teams can upload a CSV and approve payments.
Yes. We operate with RBI-licensed partner banks and follow RBI Master Directions on digital payments, settlement accounts, and data localisation.
Have more questions? Contact our team or book a free API demo.