NxtBanking — NxtBanking — API Infrastructure for Indian Fintech

Anvesh Tiwari — Founder & CTO, NxtBanking

Anvesh Tiwari is the founder & CTO of NxtBanking and Laraware, with 12+ years building RBI-compliant payout, BBPS and UPI infrastructure for Indian banks and NBFCs.

Updated August 12, 2026 1 min read

Anvesh Tiwari is the Founder & CTO of NxtBanking and

its parent company [Laraware

Private Limited](https://laraware.com/). He has spent more than a decade building production

fintech infrastructure for Indian banks, NBFCs and RBI-licensed payment

operating units — the same systems NxtBanking now exposes to developers as

a clean, documented API surface.

Professional focus

  • Payout rails (IMPS, NEFT, RTGS, UPI) with 99.9% uptime SLAs
  • BBPS Biller / Agent integrations with BBPCU-certified partners
  • UPI switch and VPA-verification systems for 1M+ TPS workloads
  • AePS, Aadhaar-based verification and KYC orchestration
  • Banking-grade security: ISO 27001 controls, PCI-DSS scope minimisation

Recognition & press

Editorial responsibility

Every technical article, integration guide and code sample on nxtbanking.com

is reviewed by Anvesh Tiwari for technical accuracy before publication. Factual

claims are documented in our public facts sheet with

external citations wherever possible.

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Ready when you are

Go live on NxtBanking rails.

Tell us which rails you need — payouts, AEPS, BBPS, UPI, KYC, or the full stack. Our solution architects map the right APIs to your use case, usually within a day.